Credit unions are often categorized as being either full service or plain vanilla. The difference between the two is usually based on the quantity of services each offers. At your credit union we feel that we are closer to being a full service financial institution than plain vanilla. Are you taking full advantage of your credit union? If not, why? What could we do better? Are there services we do not offer that you would like to see us offer? As your credit union has added additional services we have found that fewer and fewer members take advantage of them.
How many of you are using a checking account at another institution? Do you have a debit card to use with your checking account? Are you aware that your credit union offers a debit card that allows you to use your card at either an ATM or at the cashier's desk or checkout line? Carrying a debit card is much safer than carrying cash. A lost debit card can be replaced, lost cash cannot. If your debit card is stolen, it can be blocked. Unauthorized purchases are not your responsibility. If cash is stolen, it is gone.
Our debit card program is in realtime. You can track your purchases on our online banking system. Ifyou have not signed up for our online banking system, what are you waiting for? Visit our website at www.vascofcu.com today and check it out. Our online banking system is in realtime. You see at home what we see at the office. (Our online system is unavailable during month end closing processing.) Because our system is in realtime you need not worry about overdrawing your account with your debit card. If you do not have available funds to cover a purchase, the purchase will be denied at the point of sale. Please call us with any questions you might have.