Free Checking – No minimum balance requirements, no limit to the number of checks written each month, a free debit card (see below) and free home banking. Should you overdraw your checking account; available funds from your Regular Share account will be transferred in increments of $50 to cover your check, free of charge. However, there is a total limit of Six (6) automatic or online transfers per month. A pin number may also be set up to make transfers over the phone. The pin number works the same as a signature.
VISA Debit Card – Access your money 24 hours per day, seven days per week with our VISA Debit Card. You may use the card at any merchant that accepts VISA cards. The debit card is tied to your checking account. You may also withdraw money from ATMs. There is no charge to use our machine located at our office. There is a 75 cent fee to use machines not owned by us. VISA Debit Cards cannot be used for point-of-sale purchases from your Regular Share account. However, Visa Debit Cards can be used at ATM machines to access your Regular Share account. There is a $1000 limit on your card for purchases each day. You may take up to $300 per day from ATM machines. Friday afternoon through Monday afternoon is considered to be one day. Please notify us if you will be traveling outside the United States and will be using your debit card.
ATM Card – Access your money 24 hours per day, seven days per week at ATMs with this card. These cards are not accepted at merchants nor can they be used online. They are usually tied to your Regular Share account. There is a $1.50 fee to access cash from ATM machines not owned by us. The daily limit for ATM withdrawals is $300.
Surcharge Free Network – Oftentimes there is a surcharge placed on your account by the bank that owns the ATM you are using. We belong to two surcharge free networks which allow you to use machines free of charge. Look for the CU$ logo or MoneyPass at the ATM and you will not pay a fee for using that machine.
Home Banking – View your balances, account history, transfer money from one account to another and print copies of your cleared checks from your home computer. Please contact us with any questions you may have with this service.
Coin Counter Bring your jars of loose coins to the credit union and run it through our coin counter. There is no fee to our members to do this. You can deposit your total amoount into your checking or savings account or receive cash back.
Money Orders – $1 each. Money orders are able to be purchased up to $1,000.00
Cashiers Checks – $3.00 each
Outgoing Wire Transfers – $12.00 fee
*You may also send money via Western Union with us. We also offer FAX service and free notary service.