Loan Rates

Signature Loans (Unsecured Loans) $10,000 Limit 60 Months 10.50% APR
Share Secured Loans 10 Years 3.00% APR
New Vehicles 72 Months 5.00% APR
 84 Months  6.50% APR
Used Vehicles (2019 and newer) 60 Months 5.75% APR
84 Months 8.00% APR
Older Used Vehicles (2013-2018) 36 Months 7.50% APR
 (Up to 75% NADA Value) 60 Months 11.00% APR
Home Equity Loans 5 Years 4.75% APR
10 Years 5.25% APR
15 Years 5.75% APR

All rates subject to change at the discretion of the Board of Directors of VASCO Federal Credit Union. All loans require the completion of an application and the furnishing of proof of income (pay stubs or tax returns). Vehicle loans require a sales agreement and proof of insurance. Please call for details on our Home Equity Loan.